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infra·XRP· 2012

Ripple Labs

Cross-border payments. Issuer of XRP. Custodies/escrows large XRP supply.

acquitted
San Francisco, United States ripple.com
XRP
Milestones · 2/2100%
2023
Won SEC case in part — XRP not security on programmatic sales
2012
XRP Ledger launch
Regulatory & legal history

Dec 2020: SEC sued Ripple over unregistered XRP sales. July 2023: judge ruled programmatic sales weren't securities; institutional sales were. Aug 2024: $125M penalty (vs SEC's $1B+ ask).

Related news · 30all crypto news →
decryptabout 9 hours ago
XRP Ledger's 'Missing Layer' Draws Closer as Developers Test Lending, Credit Features: Ripple

Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain.

coindeskabout 11 hours ago
Ripple wants institutions to borrow against tokenized assets on XRPL

A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It still needs validator approval to go live.

coindesk3 days ago
Ripple CEO stays bullish on bitcoin but says Saylor's strategy has hurt crypto

Ripple's Brad Garlinghouse called Strategy's preferred-stock funding model "financial engineering" that distracted the market, pointing to STRC's slide to a record low as the evidence. He runs the company behind XRP, a bitcoin rival.

theblock3 days ago
Ripple CEO says Michael Saylor has hurt crypto market as Strategy’s STRC trades 25% below par

"Financial engineering does not drive long-term value ... long-term value of any digital asset is going to be driven by utility," said Garlinghouse.

coindesk5 days ago
Ripple's RLUSD stablecoin goes live in Japan after regulatory approval

Japan's financial regulator cleared the U.S. dollar-backed token as a new category of payment instrument, letting SBI VC Trade offer it to institutions and retail. RLUSD remains small, at about $1.7 billion.

theblock5 days ago
Ripple launches RLUSD stablecoin in Japan after regulatory approval

Ripple's RLUSD stablecoin is available through SBI VC Trade for both institutional and retail users in the country.

coindesk7 days ago
Ripple targets EU, wins preliminary MiCA approval from Luxembourg financial regulator

The license will enable Ripple to offer its stablecoin payment systems to European companies and expand into broader crypto functions.

cointelegraph7 days ago
Ripple gains preliminary MiCA license ahead of July 1 EU deadline

Ripple secures preliminary CASP approval in Luxembourg ahead of July 1 MiCA deadline as companies race for EU crypto licensing.

cointelegraph10 days ago
Crypto Biz: Is AI the exit strategy for miners?

Bitcoin miners double down on AI, tokenized RWAs top $43 billion, Ripple strengthens its African payments network and Sam Bankman-Fried loses his appeal.

theblock13 days ago
Squid adds Ripple’s RLUSD stablecoin for cross-chain swaps

Cross-chain platform Squid has integrated Ripple's RLUSD stablecoin, allowing users to swap into and out of RLUSD across chains and assets.

cointelegraph13 days ago
Ripple targets Africa’s remittance market with Flutterwave investment

Ripple’s investment in Flutterwave will bring RLUSD, Ripple Payments and XRPL to one of Africa’s largest fintechs as blockchain remittances gain traction.

coindesk13 days ago
Ripple invests in Flutterwave, pushing its stablecoin and XRP Ledger into payments across Africa

The deal values Flutterwave at $3.2 billion, and will integrate Ripple's RLUSD and the XRP Ledger network to speed cross-border payments across Africa.

theblock14 days ago
Ripple buys into Flutterwave Series E at $3.2 billion valuation, backs RLUSD integration

Ripple backs Flutterwave's $3.2 billion Series E with RLUSD and XRP Ledger integration across 34 African markets through investment.

coindesk17 days ago
Ripple wants AI agents to pay in XRP and RLUSD. The market is still mostly USDC

The XRPL AI Starter Kit gives developers tools for agent payments, but early x402 activity has clustered on Base and Solana. Ripple’s bet is that XRPL’s speed, low fees and RLUSD can win a piece of that flow.

decrypt18 days ago
Ripple CEO Takes Aim at JPMorgan's Jamie Dimon Over Clarity Act Crypto Bill Criticism

Ripple's Brad Garlinghouse spoke out against JPMorgan CEO Jamie Dimon and his comments on the key piece of crypto legislation.

cointelegraph19 days ago
Bitso brings peso-backed MXNB stablecoin to XRP Ledger via Ripple partnership

The companies are pairing MXNB and RLUSD on the XRP Ledger to support institutional payments between the United States and Mexico as stablecoin adoption grows across Latin America.

decrypt19 days ago
Mastercard Enables AI Agent Payments With Help From Crypto Giants Like Coinbase, Ripple

Mastercard's Agent Pay for Machines is designed to let AI buy services and settle transactions using cards, bank accounts, and stablecoins.

theblock20 days ago
Ripple launches toolkit for agentic payments on XRPL

A growing number of companies, including Ripple, want to create payment rails which would AI agents to execute transactions with limited human involvement.

theblock22 days ago
Coinbase, Ripple among over 200 crypto organizations urging Senate Clarity Act vote

More than 200 organizations, including Coinbase and Ripple, urged Senate leaders to advance the Clarity Act to a floor vote.

coindesk26 days ago
Ripple-linked XRP sinks 7% to four-month lows

XRP fell another 7% after losing key support levels, with traders weighing growing institutional demand against one of the token's weakest technical setups in months.

decrypt26 days ago
Mastercard Expands Stablecoin Settlement via Circle's USDC, Ripple's RLUSD and Beyond

Mastercard said it's deepening its commitment to the "always-on" economy, buffing out its stablecoin settlement capabilities.

decrypt26 days ago
Stripe Millionaire Loses Bid for Congress to Candidate Backed by Ripple Co-Founder

Former Stripe engineer Saikat Chakrabarti lost his bid to succeed Nancy Pelosi in California to a candidate backed by Ripple's Chris Larsen.

coindesk28 days ago
Ripple’s dollar stablecoin expands to Turkey through three local platforms

BiLira, Bitexen and Bitlo will make Ripple’s RLUSD stablecoin available to Turkish institutions.

coindeskabout 1 month ago
Ripple said to lead $1 billion XRP treasury raise: Report

The planned vehicle would be the largest XRP-focused digital asset treasury yet, even as investor appetite for token accumulation stocks has weakened after the recent crypto selloff.

coindeskabout 1 month ago
Tether's U.S.-focused stablecoin grows over 500% in a month, but still lags main rivals

USAT's market cap jumped above $140 million in April, though it remains well behind Circle's USDC, PayPal's PYUSD and Ripple's RLUSD tokens.

theblockabout 1 month ago
Crypto industry defends OCC charters for Ripple, Coinbase and others after Sen. Warren calls them unlawful

The Digital Chamber rejected accusations from Sen. Warren that crypto firms were "improperly" granted national trust charters.

decryptabout 1 month ago
Crypto Industry Fights Senator Warren's Claim That Coinbase, Ripple Bank Charter Approvals Are Illegal

The Digital Chamber urged the OCC on Tuesday to defend its recent national bank charter approvals for crypto firms, which Sen. Elizabeth Warren slammed as improper.

theblockabout 1 month ago
Ripple, North Island Ventures back $6 million round for cross-chain platform Squid

Squid is preparing to launch a new consumer product aimed at making it easier to access and manage crypto assets, Fig told The Block.

decryptabout 1 month ago
Elizabeth Warren Calls Crypto Bank Charter Approvals for Firms Like Coinbase, Ripple Illegal

In a letter to the Comptroller of the Currency, Warren argued nine national trust bank charter approvals for crypto firms violated the National Bank Act.

theblockabout 1 month ago
Senator Warren criticizes OCC over Ripple, Coinbase and other crypto trust charters

Last year, the OCC granted conditional approvals to Circle, Ripple, BitGo, Fidelity, and Paxos, as well as other firms more recently.